3 Resolutions with a Lifelong Impact
We know that New Year’s often means attempting to fulfill resolutions. This year, make a few resolutions that can have a lifelong impact: taking proactive steps to protect your identity from the very real threat of fraudsters and data breaches.
We know that New Year’s often means attempting to fulfill resolutions. This year, make a few resolutions that can have a lifelong impact: taking proactive steps to protect your identity from the very real threat of fraudsters and data breaches.
Here are a few ways to get started:
1. Annually check your credit reports. If thieves got a hold of your information and used it to open their own accounts, it’ll likely show up on your reports. Not catching a fraudster’s handiwork could do a lot of damage because your credit report feeds your credit score, which follows you around for life – affecting your ability to get a loan with a good interest rate, to get certain jobs, and housing. You can get a free copy of your credit report from each of the three major credit bureaus (TransUnion, Equifax, and Experian) every twelve months, from annualcreditreport.com.
2. Each month, check your credit card and bank statements for transactions you didn’t make. Immediately catching illegal activity can be critical because the sooner you report the unauthorized charges, the more likely you’ll be able to get a refund; additionally, the longer it takes to uncover fraudulent activity, the more damage a thief can do, AND some financial institutions limit their recovery services depending upon the amount of time that has passed since the unauthorized transaction took place.
3. Leave the hard work to identity theft protection services. You can’t be everywhere at once, so get extra help from a program that monitors your personal information for suspicious activity and provides personal assistance if you think you are a victim of identity theft.
Statistics show that it can take hundreds of hours and thousands of dollars to resolve identity theft issues, making the road to recovery very long and very hard for victims who have to go it alone. Taking the necessary steps to protect yourself from identity theft can have a lifelong impact. Call 888-724-2326 to get started.
My Secure Advantage® does not monitor every transaction at every business. No service can stop all identity theft events.
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